Short Sale Services

Pre-Foreclosure Short Sale Services

VRM Mortgage Services provides a variety of options for managing the short sale process. From property maintenance and listings to offer management, title and closing coordination, we can create a solution that can fill gaps in your process or manage the entire process outright.

Using our licensed vendor network, we can leverage a variety of approaches including call campaigns, door knocking, and direct mail to facilitate right party contact. Once borrower contact is established, our panel of trained, Fair Debt Collection Practices Act (FDCPA) educated broker panel can explain the borrowers options including government and proprietary loan modifications, government and proprietary short sale options and quiet short sale to lease options to keep the borrower in their home. At every step in the process, we strive to provide the best possible solutions for both our clients and their borrowers.

Once a short sale has been determined as the best option for the borrower, we can manage the complete process through to closing. We can provide a panel of brokers trained specifically in short sale transactions that are available to the borrower to list and sell the property. VRM manages the communication and timelines between broker and client to help ensure the short sale process is efficient and the property sold as quickly as possible.

What is a Short Sale?

A short sale, also known as a short pay or short payoff, allows homeowners to sell their property for less than the amount owed on the mortgage. It is an agreement with the homeowner’s Lender to accept less than what is owed against the property on the mortgage to allow closing – even though the balance is not always forgiven.

Interested in a price estimate or assessment?

Complete our contact form or call us at (855) 843-8334

  • Borrower outreach
  • Borrower education
  • Relocation assistance (Cash for Keys)
  • Listing
  • Marketing
  • Timeline and communication management
  • Offer negotiation
  • Closing coordination

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