Cookie policy
This cookie statement was last updated on September 6, 2019 and applies to citizens of the European Economic Area.
1 Introduction
Our website, https://www.vrmco.com (hereinafter: “the website”) uses cookies and other related technologies (for convenience all technologies are referred to as “cookies”). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.
2 What are cookies
A cookie is a small simple file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or another device. The information stored therein may be returned to our servers or to the servers of the relevant third parties during a subsequent visit.
3 What are scripts?
A script is a piece of programme code that is used to make our website function properly and interactively. This code is executed on our server or on your device.
4 What is a webbeacon?
A web beacon (or a pixel tag) is a small, invisible piece of text or image on a website that is used to monitor traffic on a website. In order to do this, various data about you is stored using web beacons.
5 Consent
When you visit our website for the first time, we will show you a pop-up with an explanation about cookies. As soon as you click on “All cookies”, you consent to us using all cookies and plug-ins as described in the pop-up and this cookie statement. You can disable the use of cookies via your browser, but please note that our website may no longer work properly.
6 Third parties
We have made agreements about the use of cookies with other companies that place cookies. However, we cannot guarantee that these third parties handle your personal data in a reliable or secure manner. Parties such as Google are to be considered as independent data controllers within the meaning of the General Data Protection Regulation. We recommend that you read the privacy statements of these companies.
7 Cookies
Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent.
On this website we use advertising cookies, enabling us to personalize the advertisements for you, and we (and third parties) gain insights into the campaign results. This happens based on a profile we create based on your click and surfing on and outside https://www.vrmco.com. With these cookies you, as website visitor are linked to a unique ID, so you do not see the same ad more than once for example.
Because these cookies are marked as tracking cookies, we ask your permission to place these.
On our website we have included buttons for Facebook, Twitter, Linkedin and Instagram to promote webpages (e.g. “like”, “pin”) or share (e.g. “tweet”) on social networks like Facebook, Twitter, Linkedin and Instagram. These buttons work using pieces of code coming from Facebook, Twitter, Linkedin and Instagram themselves. This code places cookies. These social media buttons also can store and process certain information, so a personalized advertisement can be shown to you.
Please read the privacy statement of these social networks (which can change regularly) to read what they do with your (personal) data which they process using these cookies. The data that is retrieved is anonymized as much as possible. Facebook, Twitter, Linkedin and Instagram are located in the United States.
8 Placed cookies
| Google Analytics | |
| Purpose: Performance Retention period: From session up to two years Description: We use Google Analytics, a web analytics service provided by Google. Google Analytics uses cookies that allows us to analyze the use of our website and to compile reports on website activity and internet usage. | |
| Used names | Sharing |
| _ga, _gid, _gat, _gaexp, _utm, __utmc, UTMD_, __utmv, __utmz, _gat_gtag_UA_ID, gadwp_wg_default_view, gadwp_wg_default_swmetric, gadwp_wg_default_metric, gadwp_wg_default_dimension, gadwp_ir_default_dimension, gadwp_ir_default_swmetric, gadwp_ir_default_metric | Privacy statement |
| Preview | |
| Purpose: This cookie makes it possible for us to keep track on who viewed the cookie policy. Retention period: 365 days Description: This cookie makes it possible for us to keep track on who viewed the cookie policy. | |
| Used names | Sharing |
| viewed_cookie_policy | Privacy statement |
| WPForms | |
| Purpose: This cookie is placed to place contact forms and follow submissions. Retention period: 365 days Description: This cookie is placed to place contact forms and follow submissions. | |
| Used names | Sharing |
| _wpfuuid, wpforms_field_group_payment | Privacy statement |
| CleanTalk Spam Protect | |
| Purpose: CleanTalk Spam Protect is a service which helps fight spam without having the end-user to fill in ReCaptcha’s. Therefor, it optimizes user experience as well. Retention period: 365 days Description: CleanTalk Spam Protect is a service which helps fight spam without having the end-user to fill in ReCaptcha’s. Therefor, it optimizes user experience as well. | |
| Used names | Sharing |
| ct_sfw_pass_key, apbct_site_landing_ts, ct_checkjs, apbct_visible_fields, apbct_visible_fields_count, ct_fkp_timestamp, ct_pointer_data, ct_timezone, ct_ps_timestamp, apbct_timestamp, apbct_page_hits, apbct_cookies_test | Privacy statement |
| PHP Session ID | |
| Purpose: Storing user data across pages for functional purposes Retention period: Store data for users to use in the web application Description: Sessions are a simple way to store data for individual users against a unique session ID. Session IDs are sent to the browser via session cookies and the ID is used to retrieve existing session data | |
| Used names | Sharing |
| PHPSESSID | Privacy statement |
| WordPress | |
| Purpose: WordPress log in cookie Retention period: 30 days Description: Cookie to keep you logged in | |
| Used names | Sharing |
| _wordpress_ | Privacy statement |
| Algolia | |
| Purpose: This cookie is used to be able to use the Algolia search function on our website. Retention period: 365 days Description: This cookie is used to be able to use the Algolia search function on our website. | |
| Used names | Sharing |
| algoliasearch-client-js | Privacy statement |
| WP_API Schema | |
| Purpose: This cookie makes it possible to provide Schema JSON-LD / SEO markup for articles, events, local business, products, recipes, reviews and many more. Retention period: 365 days Description: This cookie makes it possible to provide Schema JSON-LD / SEO markup for articles, events, local business, products, recipes, reviews and many more. | |
| Used names | Sharing |
| wp-api-schema-model, wp-api-schema-model_xxxxxx | Privacy statement |
| Redux | |
| Purpose: Cookie to improve the user movement in the site. Retention period: 365 days Description: Cookie to improve the user movement in the site. | |
| Used names | Sharing |
| redux_current_tab, redux_current_tab_get | Privacy statement |
| Purpose: Personalised advertisements Retention period: 1 year Description: Facebook uses cookies to target users with personalised advertisements | |
| Used names | Sharing |
| fbm_, actppresence, sb, csm, c_user, frstxs, datr, _fbp | Privacy statement |
| Purpose: Target users with personalised ads Retention period: 1 year Description: Twitter tracks users to target them with personalised ads | |
| Used names | Sharing |
| metrics_token | Privacy statement |
| Purpose: Linkedin places cookies to track users Retention period: Description: | |
| Used names | Sharing |
| X-LI-IDC | Privacy statement |
| Purpose: Personalised advertisements Retention period: 1 year Description: Instagram uses cookies to target users with personalised advertisements | |
| Used names | Sharing |
| fbm_, actppresence, sb, csm, c_user, frstxs, datr, _fbp | Privacy statement |
| Google Fonts | |
| Purpose: Display of fonts on our website Retention period: 365 days Description: We use the Google Fonts API to display fonts on our website. The Google fonts API requests your IP address when visiting our website. | |
| Used names | Sharing |
| tcb_google_fonts | Privacy statement |
| YouTube | |
| Purpose: Youtube cookie to track individual users Retention period: 30 days Description: Cookies to track individual users. | |
| Used names | Sharing |
| Privacy statement | |
9 Your rights with respect to personal data
You have the following rights with respect to your personal data:
- You have the right to know why your personal data is needed, what will happen to it, and how long it will be retained for.
- Right of access: You have the right to access your personal data that is known to us.
- Right to rectification: you have the right to supplement, correct, have deleted or blocked your personal data whenever you wish.
- If you give us your consent to process your data, you have the right to revoke that consent and to have your personal data deleted.
- Right to transfer your data: you have the right to request all your personal data from the controller and transfer it in its entirety to another controller.
- Right to object: you may object to the processing of your data. We comply with this, unless there are justified grounds for processing.
To exercise these rights, please contact us. Please refer to the contact details at the bottom of this cookie statement. If you have a complaint about how we handle your data, we would like to hear from you, but you also have the right to submit a complaint to the supervisory authority (the Data Protection Authority).
10 Enabling/disabling and deleting cookies
You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.
Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our websites again.
11 Contact details
For questions and/or comments about our cookie policy and this statement, please contact us by using the following contact details:
VRM Mortgage Services
4100 International Parkway
Suite 1000
Carrollton, Texas 75007
United States
Website: https://www.vrmco.com
Email: info@vrmco.com
Phone number: (855) 843-8334
Current status: AcceptedCurrent status: Denied